[Pngme] Decentralized Lending Platform und Mobile Banking App

About

Pngme is a hybrid centralized and decentralized finance (DeFi) platform that allows open access to finance anywhere at any time through a smartphone. Targeting emerging markets users can make instant payments, save money, and get a digital credit score using data from their smartphone.

Pngme is launching first with cryptocurrency peer-to-peer payments and cryptocurrency interest-bearing savings accounts using Pngcoin. Subsequently Pngme will be launching regulated, regional, asset-backed stable coins. This will allow for payments, savings, and digital asset backed loans to be taken out through our mobile application or DeFi Dapp in the following fiat currencies:

Users of Pngme will be able to stake Pngcoin to earn interest and increase their Pngcoin holdings as well as get discounts on lending rates and fees. Each quarter Pngme will repurchase Pngcoin with 10% of its profits back from users.

For borrowers Pngme provides the necessary tools to credit score their customers and raise capital by issuing digital bonds that are sold on our lending platform to investors. Our Credit Scoring APIs allow for seamless integration with a borrower’s mobile payment application in order to embed credit default risk into the digital bond through our Digital Bond API. By providing current and historical credit risk information investors are able to price capital more efficiently and increase the supply of affordable capital for borrowers.

Additionally Pngme’s mobile banking application increases access to finance for business owners and consumers. Featuring mobile-to-mobile payments, savings, and a digital credit score, the app gives consumers easy access to finance anywhere in the world from their mobile device.

Our mission is to close the $5.2 trillion dollar finance gap that affects 200 million micro, small, and medium sized enterprises globally. This will drive sustainable economic growth from the bottom of the financial pyramid increasing opportunity and quality of life.

Global Mobile Finance Marketplace for Finance Institutions and MSMEs

Mobile Payments

Low or fee-less mobile payments in your local or digital currency

Everyday Accounts

Easily create a daily spending account for everyday mobile payments

Loan Marketplace

Lend and borrow money on Pngme at competitive interest rates

Credit Score

Algorithmic credit score created from a user's mobile digital footprint

Piggy Bank

Earn interest on the money saved in your Pngme piggy bank account

Rewards

Earn Pngcoin rewards when you refer friends and save Pngcoin

Available on Android and iOS

Coming Soon

Launching in 2019, our mobile app will allow early users to earn rewards, lend money, and build their borderless credit score.

Our second release will bring, USD, GBP, EUR, and KSh currencies to a users wallet. Allowing users to make instant payments and save in their local currency.

Earn Rewards

By signing up and registering for a free credit score you will receive free Pngcoin directly to you Pngme accounts.

The more you build you credit score the more Pngcoin you can earn! Pngcoin are redeemable for cash in the future.

Our team

Brendan Playford - co-founder
Cate Rung - co-founder
Giovanni Valdenegro - Product Designer
Ashley Wilson - Business Operations
Mashiat Mutmainnah - Data Science Engineer
George Mosomi - Engineering
Peter Okwara - Blockchain Engineering

our consultants

Paul Sonier - Blockchain technology
Arjun Dev Arora - Advisor
A.S Oberoi - Consultants, Partnerships
George Shaw - Advisor, Data Science
Matt Wolf - Blockchain technology
Grégoire Belhassen - Growth and Partnerships | Brazil
Jake Kuckeruk - Advisor, Business Development
Zach Resnick - New Economic Fund | investor
Matt McGraw - Angel and Advisor
Jeffrey Premer - Advisor
Becca Salisbury - Consultant, Project Management
Richard Titus - Advisor

Our partners

Codigo Del Sur - Frontend Development
Flight Design Company - Brand

For More Information Click Link Bellow:

Website: https://pngme.com/
ANN Thread: https://bitcointalk.org/index.php?topic=5140127
Telegram: https://t.me/pngmecommunity
Facebook: https://www.facebook.com/pngme/
Twitter: https://twitter.com/pngmemobile

Author: tri28
My Bitcointalk Profile: https://bitcointalk.org/index.php?action=profile;u=2071847